This web site is your link to what is happening in Waterford Villas, a top-quality subdivision of attached villas within Lake St. Louis, Missouri.

The sixty-two homeowners in the subdivision are members of the Association. They enjoy the same privileges of other homeowners in the City of Lake St. Louis and the Lake St. Louis Community Association including access to boating, swimming, tennis, community center, bands playing for free on the lakeshore on many summer weekends, parks, an executive golf course and the Lake Forest Golf Course. Both the Community Association and Waterford Villas provide many planned activities.

Restaurants, stores and shops are close to Waterford Villas, as is access to Interstate highways I-64, I-70 and MO 364.

The directors of the board for the Home Owners Association are elected volunteers, and are committed to maintaining good property values for reasonable fees. All of the grounds and exterior of the buildings in the subdivision are maintained by the Association. Several committees assist the board in managing operations and expenditures for the common good of the subdivision, such as exterior painting, trash collection, planting, trimming, irrigation and lawn care. 

A master insurance policy insures the Waterford Villas homes against loss from fire, wind, hail, earthquake and other perils. Homeowners are encouraged to also purchase a Missouri form HO-6 insurance policy to cover their personal possessions and to cover their share of any master policy deductible amount in event of common loss.

Waterford Villas is not a condo community, but a planned development. Each unit owner owns the land only under his/her unit and shares indirect control of the rest of the land in the subdivision through the Waterford Villa Home Owners Association Corporation.